Financial Services
Financial rails for domestic and international transfers, digital asset infrastructure, and compliant payment services.
PayGfast operates multi-recharge and money-transfer infrastructure. We support domestic and international remittance, prepaid and DTH recharge, postpaid and utility payments, bill payments, and travel bookings. Our systems integrate with blockchain-ready rails where appropriate, with a focus on settlement reliability, auditability, and regulatory alignment.
Operating model
How we run the rails: settlement, compliance, and custody.
- Settlement & clearing
- Deterministic settlement windows and reconciliation across domestic and cross-border flows. On-chain settlement where integrated.
- Compliance & monitoring
- Transaction monitoring, KYC/AML alignment, and audit trails. Evidence retained for regulatory and internal review.
- Custody & access control
- Segregated processes, access controls, and operational separation between front-office and back-office functions.
Domestic & international
Money transfer
Remittance and transfer services across supported corridors, with clear settlement and reporting.
Utilities & bills
Payments & recharge
Prepaid and DTH recharge, postpaid, electricity, gas, and insurance payments via integrated rails.
Travel & identity
Bookings & PAN
Domestic and international hotel, flight, and bus booking; PAN registration and amendment; Mini ATM and AEPS.
Infrastructure & data
We run infrastructure that supports high-volume, low-latency payment and recharge flows. Our systems are designed for operational resilience, clear audit logs, and integration with existing banking and fintech partners. Where we interface with digital assets or on-chain infrastructure, we maintain strict separation of concerns and compliance-first design.
Engineering maturity, regulatory awareness, and control over risk are central to how we operate. We do not engage in speculative messaging or consumer hype; we focus on reliability, transparency, and institutional-grade processes.
Infrastructure — rails & layers